Compare Washington car insurance to get the best rates on your annual vehicle coverage. Why pay more than you need to on your coverage every year? With a simple online search you can save up to 35 percent on your annual car insurance. When you compare car insurance in Washington, you will have instant access to a number of providers and policies in your area. And best of all, you don't even have to leave the house (or this website) to do so!
Washington drivers must purchase car insurance; it is against the law to drive without it. Regardless of whether you are driving every day or only once a month, you will need to insure your car. Washington state law operates under a tort system which means that the driver who is considered at fault for the accident will be responsible for paying any compensation to both himself and to the other driver. Basic coverage will pay for any compensation to the other driver but not to yourself which is why most drivers in Washington will opt for higher limits and additional coverage when they compare car insurance in Washington.
Basic coverage includes $25,000 per person up to $50,000 per accident of bodily injury liability as well as $10,000 of property damage protection. When you compare insurance for cars, you'll notice that this is a fairly standard policy for all states. However, additional coverage to compare and consider include collision coverage, comprehensive coverage and personal injury expenses. Collision coverage will pay for any on road costs if you are found at fault for the accident. Comprehensive coverage will pay for any damage caused by a third party such as a theft or a storm while personal injury protection will pay for any medical related costs regardless of who is found at fault.
The level of coverage you choose when you compare Washington vehicle insurance will depend on your individual driving needs. If you drive an expensive vehicle then you might want to consider a full protection policy. If you spend a lot of time on the roads, then you also want to consider higher limits. After all, the more time you spend on the roads, the greater your risk of getting into an accident. Even if you have never had a car accident before, you never know what could be around the corner. It is best to be fully protected just in case.
You may want to consider your current financial situation as well as your family situation when you compare car insurance in Washington. Do you have a family to support or a mortgage to pay off? Do you have children to keep fed and clothed? Are you saving up for a new house, car or holiday in the future? Can you really afford to be in an accident without adequate coverage? More importantly, do you really want to risk it? When you compare Washington car insurance, you won't have to risk your financial future every time you get into your car.
Washington residents pay, on average, $1650 for their annual vehicle coverage. However, your rates will depend on a number of things including how much or how little coverage you choose, your age and gender, your driving lifestyle, your driver history and the type of vehicle you need to insure. There are several ways to lower your prices without sacrificing your level of coverage. One way is to compare providers in terms of the various discounts on offer.
Because every provider is different, some agencies will offer certain discounts to certain drivers. When you compare car insurance in Washington, you want to also compare providers to find the most suitable agency for your needs. While you may find the best quotes with a national agency, you might prefer to insure with a local company in terms of the excellent customer service. It is entirely up to you who you insure with. The most important thing is that you feel confident in their service and are happy with the quote offered.
Be sure to compare Washington automobile insurance discounts to see where you can save. If you are a student, for example, then you could save up to 15 percent on your coverage through the good student discount. If you are over the age of 55, then you may qualify for a mature aged driver's discount. Hybrid car owners may be eligible for the green discount offered through certain providers and drivers that only drive once and a while could be looking at a low mileage discount. Compare Washington car insurance in terms of the various discounts and you could save anywhere from 5 to 35 percent on your coverage.
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Ron and Darla, Boise ID