Will I Pay More if I Get a DUI?

Driving while under the influence is a serious offense that all motorists should try to avoid. When you engage in this kind of behavior, you not only put your self at risk, you also put your passengers as well as other drivers on the road at risk. If you are not in full control of your vehicle at all times, then you going to increase your chances of being involved in an accident. This is something that you want to avoid at all costs, so you should make every attempt to avoid operating a motor vehicle after you have been drinking.

When you get a DUI, you are most likely going to have to pay a large fine and have your driver's license suspended for a period of time. This can seriously inconvenience you and affect your life in major ways. For one thing, you may not be able to make it regularly back and forth to work.This can seriously impede your ability to make money and to provide for your family. Furthermore, a DUI is likely to cost you a lot of money overall, as this behavior regularly increases insurance rates.

The Consequences of a DUI

If you currently have a really good auto insurance rate, then you're going to want to do everything that you can to keep it that way. Getting a DUI is not something that you want to do, and it's sure to have a negative effect on your insurance rates. You current provider may decide to immediately raise your rates or decide to do so when it it time for you to renew. If you want to find out just how a rate increase would work for your current provider, then you should check your policy for specifics.

In addition to your rates being raised on your policy, you could also suffer some other consequences after getting a DUI. For one, it could mean that when it comes time for your policy to be renewed, that your provider is not going to be willing to offer you a renewal. This can cause you a lot of problems, as it means that you are going to have to go out there and look for a policy with this DUI on your record. This could make things really difficult for you and cause you to have to pay out lots of money.

In addition to your provide refusing to renew your policy, you could also face something worse than that. Your provider could choose to actually cancel your policy outright, and that would mean that you have no insurance coverage. You'd have to immediately start looking for another policy, and this could take you some time to find one that is affordable for you. Having your insurance provider cancel your policy is not going to look good on your record, and it's going to make the process of finding affordable coverage a lot more difficult for you to deal with.

Getting New Policies after DUIs

If you have received a DUI in the past and are now looking to secure a new auto insurance policy, then you might be in for some trouble. To auto insurance providers, a DUI means that you aren't really a responsible driver and you may have to pay more after a DUI. It suggests that you don't care about complying with the law. As such, many providers are going to classify you as a high risk driver, and this is going to mean that you have to pay extremely high rates for your car insurance coverage.

Compare Car Insurance Quotes