Compare Prices of Car Insurance

Compare prices of car insurance online and see how much you can stand to save. With an online search you can compare prices, policies and providers from the comfort of your own home. You could be paying 35 percent more than you need to on your annual car coverage. This equates to several hundreds of dollars in some instances! We could all use a little more pocket change at the end of the year – put your money back where it belongs (in your wallet!) when you compare prices of car insurance online.

Compare Car Insurance Discounts Available

One of the good things about purchasing car insurance is that because there is so much competition between each provider, most companies will offer certain incentives to get you to insure with them. The more people the company insures, the more money they have coming in and thus the happier they will be. In order to lure people to their company, they need to offer competitive prices and well as excellent customer service. To sweeten the deal, they offer discounts on car insurance prices.

As a driver you can take advantage of this competition when you compare prices of auto insurance by looking into all the multi insurance quote discounts offered. One of the most popular discounts offered by many different providers is the mature driver discounts. If you are over the age of 55 then you could qualify. The mature driver discount honors older drivers that do not drive as often (often because they are retired) and that have several years of experience on the road. Older drivers are less likely to be in an accident, statistically speaking, than new, inexperienced drivers and thus companies want to reward their older drivers with cheap prices.

Another discount that all drivers, regardless of their age, should consider when looking to compare prices of car insurance is the green discount. If you drive a fuel efficient or hybrid vehicle then you could be eligible for this discount. The green discount is a fairly new deal offered by a select few providers so be sure to compare the different policies to see which companies offer it.

Best Car Insurance Quotes

If you are a student driver then you should not go past the good student discount when you compare prices of car insurance. The good student discount rewards students that maintain a 3.0 GPA at a college or university across the nation. The thought behind this is that responsible students also make responsible drivers and thus are rewarded with a 10 to 15 percent discount.

The low mileage discount is another excellent incentive for occasional drivers. If you are not driving all the time then you could be rewarded not only with cheaper rates but also with a low mileage discount. The less time you spend on the road, the less chance you have of getting into an accident and making a claim. And thus, the less risk you are to providers. Companies will reward their occasional drivers by offering them a low mileage discount.

Finally, if you need to insure more than one car then you cannot go past the multi policy or bundling packages that many companies will offer. If you insure one car with them, then any additonal cars on the policy are much cheaper. For people with families where you have two or even three cars to insure, this is a great discount to take advantage of.

Compare Prices Online

When you compare prices of vehicle insurance another thing you need to compare is the different coverage options. While the prices that you pay will be important, so is the amount of coverage you choose. It is against the law to drive without basic coverage; however, basic coverage will vary depending on what state you live in. For some, you may only need to purchase property damage protection while in other states you will need to purchase uninsured motorist bodily injury, uninsured motorist property damage, bodily injury liability and property damage liability. The minimum limits will also vary and can range from $5,000 to $100,000 depending on where you call home.

When you start your search for cheap car insurance and compare prices of car insurance, be sure to also compare the rules and regulations in your state. In addition to basic coverage you might also want to include additonal options on top of your policy such as personal injury protection, collision coverage, roadside assistance and loss of use coverage. You may also want to up the limits to add more comprehensive protection.

Compare prices of automobile insurance to get a comprehensive outlook on the various discounts as well as coverage options available from each company. Put yourself in the driver’s seat when it comes to purchasing car insurance and compare prices of car insurance online before you buy.

Compare Car Insurance Quotes